Resource Lending Partners partners with community banks and credit unions to deliver comprehensive, full-service mortgage solutions designed to support your clients while strengthening your institution. From traditional and government loan programs to flexible financing options that expand approval opportunities, our team manages the mortgage process from start to finish — including processing, underwriting, and closing. Backed by the strength and stability of Resource Financial Services, we provide compliant, relationship-focused lending support that allows your organization to offer more solutions, achieve more approvals, and confidently say “yes” more often — all without added risk, workload, or cost.
Resource Lending Partners
Partnering with Community Banks and Credit Unions
Mortgage Partnership Solutions Built for Financial Institutions.
Expand your mortgage offerings with a trusted partner backed by Resource Financial Services — delivering compliant, customized lending solutions that support your growth and enhance your member experience.
What We Offer
First Time Homebuyer Programs
VA Loans
Second Home and Investment Financing
FHA Loans
USDA Loans
Refinances
Conventional and Reverse Mortgages
Credit Repair Program
Why Choose Us?
No Back Solicitation. Ever.
Your client relationships remain yours — always. Resource Lending Partners operates as a true extension of your institution, never marketing directly to your customers or members beyond the mortgage transaction. Our commitment to no back solicitation protects your brand, preserves trust, and reinforces the long-term relationships you’ve built within your community.
Increase Your Fee Income
Expand your revenue opportunities without the operational burden of managing an in-house mortgage division. Our partnership model allows your institution to generate additional non-interest income through mortgage lending while we handle origination, processing, underwriting, and closing — creating growth without added overhead.
Transparency
We believe strong partnerships are built on clarity and accountability. From loan status updates to performance reporting, our team provides full visibility throughout the mortgage process so you always understand where transactions stand and how your program is performing.
Open Communication & Collaboration
Collaboration is at the core of our partnership approach. We work closely with your leadership and frontline teams to ensure alignment, responsiveness, and seamless communication throughout every stage of the lending process. Your goals guide our strategy, and your success drives our service model.
Customized Mortgage Services to Fit Your Needs
No two institutions are alike. Resource Lending Partners designs mortgage solutions tailored to your organization’s structure, market, and member base — whether supplementing an existing program or building a turnkey mortgage platform aligned with your brand and objectives.
Compliance You Can Trust
Mortgage lending demands rigorous regulatory oversight, and compliance remains central to everything we do. Backed by established policies, experienced professionals, and proven processes, Resource Lending Partners helps navigate evolving regulatory requirements while protecting your institution and ensuring confidence in every transaction.
Resource Financial Services
Established in 2008 as a retail banking firm serving borrowers across the Southeast, Resource Financial is licensed in 13 states and headquartered in Columbia, South Carolina where it is South Carolina’s largest privately owned mortgage bank. We are proud to have been listed on the Inc. magazine 500/5000 list of fastest growing privately held mortgage companies in the nation four times since 2012.
Ash Gurgis
Senior Mortgage Banker | Team Lead
With more than 25 years experience in the mortgage industry, Ash enjoys using his extensive knowledge to help clients achieve their dreams of home ownership. A graduate of the University of North Carolina at Chapel Hill, he is dedicated to exceptional customer service and makes sure the mortgage process is always positive and rewarding for his clients. He tailors loans to meet individual needs and has special expertise in government loans including VA, USDA and FHA loans.
Ash also applies his industry experience and customer service skills to lead the Credit Union / Commercial Bank division throughout the Carolinas, working with our bank partners to help them meet the mortgage needs of their members. Call Ash today and let him make your dreams come true with a better mortgage.
Meet The Team
Christine Miller
Credit Repair Specialist
Christine is a graduate of the University of Maryland University College with a bachelors degree in management studies. Her background includes six years experience working as a credit analyst with a mortgage company. As a mortgage banker, she uses that knowledge to streamline the process for her customers, moving them quickly through the approval and loan process.
As our in-house Credit Repair Specialist, Christine helps you build a positive credit profile and gives you the tools to work towards a great credit score.
When she isn’t assisting her customers with mortgage loans and refinances, Christine volunteers to help victims of kidney disease and their family members. A kidney donor herself, she raises awareness and offers support to families all over the country who are affected by this debilitating disease.
Rick Joyner
SVP and Production Team
Rick has more than 30 years experience in the mortgage industry in both commercial and residential lending. During his tenure in the industry, he has provided mortgages to clients covering all product types to include VA, USDA, FHA, Conventional, Jumbo and the North Carolina Housing Programs. Rick leverages his experience in the industry to help his clients choose the best programs and products.
Rick serves on several community boards and is active in his church, First United Methodist Church in Cary, NC, where he serves on both the Finance Committee and Building Committee. In his free time he enjoys traveling with his wife as well as playing golf and tennis.
Ken Updegrave
Reverse Mortgage Specialist
Ken has been working in the mortgage industry for the past 18 years. with more than 12 of those years spent specializing in reverse mortgages. He holds a bachelor of arts degree in Accounting and was a CPA and accounting and human resources software implementation specialist before beginning his career in mortgage planning. Fun fact about Ken: He passed his CPA exam in one sitting after being out of college for eight years!
“Not one of my clients ever woke up one day thinking they needed a reverse mortgage to make their lives complete,” says Ken. “They all have individual concerns or desires they want to accomplish in their lives and I am often blessed to be able to help them accomplish those goals.”
When he is not helping his clients achieve their lifelong goals, Ken and his wife Ginger, who recently celebrated their 30th wedding anniversary enjoy spending time with their two adult sons and their new grandchild. A family of dog lovers, they currently have three at home now: Zeus, Lucy and Maui. Ken is the current President of the Raleigh Sports Club, where they host world famous sports figures speaking about their experiences in the sports world. He also serves his fraternity as a Chapter Advisory Leader to the undergraduate chapter and he participates nationally in best practices training with many chapter advisory board members and their undergraduates throughout the US and Canada.